Foreign Nationals Loan

Foreign National Loan Program

Have a ITIN number? You're eligibile too!

Contigo Capital's ITIN program is geared towards financing for undocumented borrowers living in the U.S.A. with verifiable ITIN.

Contigo Capital's ITIN program is for non-permanent resident aliens, unfortunately POA, Trust, and LLCs do not qualify. Any participant must submit credit reports using borrower's ITIN#. Our Foreign nationals program allows for 1-4 detached family products, Townhomes, Condos, Manufactured Housing, but no COOPs allowed.

Non Traditional credit accepted for LTV <= 80%, No FICO required. 60% MAX LTV up to $1 million with minimum of 620 FICO.

What you need to know:

Applicant must have Valid ITIN number

24 Month Credit References

Starting at $75,000 minimum to $1 Million

3 month recent consecutive bank statements

Owner Occupied purchase and rate/term refinances Only

w2 Earner or Self Employed

4 Month Minimum Reserves Required


2 year Residence History

Employment and 2 year History (Addresses and Positinos for all)

VOD's not allowed

Employment must match ITIN

Cash Out available

Not sure if this is the right product for you? Go ahead, and give it a shot!

Contigo Capital will contact you with your valuation!

Have a question?

Credit not where you want it?

Let's see how Contigo can help you today!

Ready to Apply?

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If you are ready, so are we!